Daffodil Hill
A Happy Easter to all our clients, friends and indeed all who happen on our web site.Easter is all about a renewal very much more important that insurance renewals.So often revision of an insurance portfolio is left until the renewal date. In reality we can all change, sometimes for the better, today.
By coincidence cameras are on hand to record the freedom of being British. Have you considered the consequences to your business if mayhem breaks out on your doorstep or that of your supplier? Do you know the difference between terrorism, riot and civil commotion? Do you care? You most certainly should when it comes to understanding an insurance policy.
Very often a leasing agreement for a piece of equipment (we have chosen an instrument of torture) comes with automatic all risks insurance. Cost is usally not inconsiderable but may be declined by the simple expedient of your insurance broker telephoning the leasing company with details of your existing arrangements. However, you require to take action immediately for there will be a time limitation clause on the agreement.
Competition for iPhone in the form of the new Palm Pre has generated considerable press comment. The very future of Palm might depend on their latest product getting to market. There has been a tendency for many years to carry minimum stock - ’Ready on time’ is the maxim. Danger arises when stock or parts delivery is outwith your control. A fire at the manufacturer in China could seriuosly affect a production line. Insurance, contingency planning and Ritchie Baird are here to help.
Crufts is past for another year. Blair Ritchie has been the proud owner for the past thirty years of some wonderful Beagles. Not only are they adorable but totally a law unto themselves - the opposite of an insurance broker! Pet Insurance has been one of the marketing sensations of the past few years. Blair DOESN’T INSURE his dogs. Interested to know why ? Ask him at br@ritchiebaird.com
Forget about the Oscars, Michael Jackson’s return to the stage is likely to cause all sorts of planning troubles for organisers. News has emerged that he has demanded 10 doctors by his side at all times while he is on stage. Maybe he’s concerned about his health but insurers of the event will just be hoping it goes ahead as planned.William has his tickets for the gig in London so it better happen.
There’s so much we can learn from the meticulous planning that must go into any event, let alone the Oscars. Imagine one of the A listers tripped up on the red carpet and sprained her ankle?
Remember that Golden Globes ceremony which was cancelled in 2008 because the Writers Guild of America went on strike over royalties? The event organisers of the Oscars prepared a Plan B scenario to continue to run the event without any of their star lineup.
Whether it’s a star studden line up award ceremony or a summer music festival, getting the right insurance advice is critical.
We approach all claims in the strong belief that they are not Acts of God. In this instance witnesses appeared on the scene certain that they had seen UFOs. Haven’t dealt with UFOs yet but there is always a first . The Standard fire policy does insure against most aerial devices although excluding God.
It has been established that in this instance we had a case of metal fatigue. Claims require imagination. Does anyone have a view on a Products Liability claim or how about Financial Loss? Insurance policies can be tricky and that is when we show off.
Ronaldo, who recently wrote off his £200,000 Ferrari 599 GTB in a tunnel near Manchester airport has been become more than just a high risk for insurers, to many he’s become uninsurable.
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