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Competition for iPhone in the form of the new Palm Pre has generated considerable press comment. The very future of Palm might depend on their latest product getting to market. There has been a tendency for many years to carry minimum stock -  ’Ready on time’ is the maxim. Danger arises when stock or parts delivery is outwith your control. A fire at the manufacturer in China could seriuosly affect a production line. Insurance, contingency planning and Ritchie Baird are here to help.

Crufts  is past for another year. Blair Ritchie has been the  proud owner for the past thirty years of some wonderful Beagles. Not only are they adorable but totally a law unto themselves - the opposite of an insurance broker! Pet Insurance has been one of the marketing sensations of the past few years. Blair DOESN’T  INSURE his dogs. Interested to know why ? Ask him at br@ritchiebaird.com

Forget about the Oscars, Michael Jackson’s return to the stage is likely to cause all sorts of planning troubles for organisers. News has emerged that he has demanded 10 doctors by his side at all times while he is on stage. Maybe he’s concerned about his health but insurers of the event will just be hoping it goes ahead as planned.William has his tickets for the gig in London so it better happen.